Shop Without Using Credit

Acima offers quick & easy payment options for all of your furniture and matress needs.

Apply Now

acima-credit-logo
quick-respons

Instant Approvals of up to $5,000

Decisions take seconds to get for a lease line that could allow you to lease merchandise of up to $5,000!

calendar icon

Flexible Payment Schedule

Easily set your lease renewal payments to a date of your choice, such as your payday!
living room
money bank
Early Purchase Discounts—You are able to purchase at any point during your lease for a discount. For the largest savings, purchase within the first 90 days!
speedometer icon
Lease Now, Buy Later— After all scheduled lease renewal payments have been made per your lease agreement, you keep the merchandise!

What do I need to apply?

  • An active checking account with at least $1,000 of income per month
  • A minimum of 3 months of income history with your current source of income.
  • A Government issued photo ID and a SSN or Taxpayer ID number

For additonal informaton, please visit Acima’s FAQ page by clicking here.

Legal Stuff

  1. Acima offers lease-to-own transactions which are not an offer for financing, credit, or a loan.
  2. Shop without using credit means that this is not a credit, loan, or financing transaction.
  3. Approvals up to $5,000 refers to the maximum amount that Acima leasing will spend to acquire goods from Beeman’s IFW to provide to the customer, with a completed lease transaction. Not all applicants get approved. Approval and amount are subject to review and verification of your application with Acima.
  4. A standard Acima lease agreement is 12 months in length if you elect to make all renewal payments. Acquiring ownership by leasing costs more than the Beeman’s IFW’s cash price. You will not own the merchandise until the total amount necessary to acquire ownership has been paid or an early purchase option has been executed with Acima. Please see your lease for pay-ment amounts and exact lease terms.
  5. Initial payment is due at time the order is rang, prior to receiving the merchandise. This amount may vary depending on the current or ongoing promotion. The initial payment is deducted from your total lease amount.